Car Financing
Options for every credit situation
Drive the car you want, with a payment that fits your budget.
At SK Drive Auto we know that buying a car is a big decision, and that every buyer's situation is different. We work with a network of lenders to find financing options for people with excellent credit, limited credit history and credit that is being rebuilt. Tell us a little about yourself and our team will contact you to talk through your options — with no pressure and no obligation.
How It Works
- 1
Tell us about you
Fill in our short pre-qualification form. It takes about two minutes.
- 2
We find your options
Our team reviews your details and contacts you to discuss lenders and payments.
- 3
Choose your car and drive
Pick your vehicle, finalize the paperwork with us and drive home the same day.
Our Lending Partners
Credit Acceptance
Helps buyers with all types of credit history, including limited or past credit challenges, get approved for a vehicle.
Westlake Financial
Offers auto financing across the full credit spectrum, from excellent credit to credit that is being rebuilt.
Lender approval, rates and terms are set by each lender and depend on your credit profile, income and the vehicle you choose.
Why Finance With Us
We take the time to explain every part of your agreement — the price, the rate, the term and the total cost — so there are no surprises.
Browse Our Inventory- All credit types consideredGood credit, no credit or bad credit — we will look for a solution.
- Trade-ins acceptedUse your current vehicle toward your down payment.
- Clear, honest termsWe walk you through every number before you sign.
- Local supportTalk to a real person at our Snellville dealership.
Get Pre-Qualified
No obligation. We never ask for your Social Security number online — a full credit application is only completed with you, in person or by phone.
Financing Questions
Can I get financing with bad credit or no credit?
Yes. We work with lenders including Credit Acceptance and Westlake Financial, who help buyers who are building or rebuilding their credit. Approval is not guaranteed, but we will do our best to find an option that works for you.
Does pre-qualifying affect my credit score?
Our pre-qualification form only asks for basic information so we can contact you. A full credit application, which a lender may need before approving a loan, will be discussed with you first.
How much do I need for a down payment?
It depends on the vehicle, the lender and your credit profile. A larger down payment usually lowers your monthly payment. A trade-in can also count toward your down payment.
What documents should I bring?
Bring a valid driver's license, proof of income (such as recent pay stubs), proof of residence (such as a utility bill) and proof of insurance. If you are trading in a vehicle, bring its title or loan information.
SK Drive Auto LLC is not a lender. We arrange financing through third-party lenders. All financing is subject to credit approval, and terms, rates and down payment requirements vary by lender and by the applicant's credit profile.